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To initiate legal action against Experian for unresolved credit report disputes, start by thoroughly documenting the dispute process, including any communication with Experian and supporting evidence of the inaccuracies. Consult with consumer protection attorneys who specialize in credit reporting issues to assess the viability of your case. If you're concerned about legal fees, inquire about attorneys who may work on a contingency basis, where payment is contingent on the success of your case. Before proceeding with a lawsuit, consider sending a final written dispute to Experian, clearly outlining the inaccuracies and the steps taken to address them. Keep records of all correspondence, as these may be crucial in building a strong case should legal action become necessary. Also, you can find more details about this here https://consumerattorneys.com/article/how-to-sue-experian-for-ignored-credit-report-dispute